Name and address of the responsible party:
The responsible party within the meaning of the EU General Data ProtectionRegulation is
Essbaumer Obolensky eG
Seehof
8593 Kesswil
Switzerland

Contact:
info@myconcentraid.com

We take the protection of the data of the users of our website very seriously and are committed to protecting the information that users provide to us inconnection with the use of our digital platform. Furthermore, we are committed to protecting and using your information in accordance with applicable law. 

This Privacy Policy explains our practices regarding the collection, use, and disclosure of your information through your use of our digital services when you access the services through your devices. Please read the privacy policy carefully and make sure you fully understand our practices regarding your information before using our Services.

If you have read this policy, fully understand it, and do not agree with ourpractices, you must stop using our digital assets and services. By using ourservices, you agree to the terms of this privacy policy. Your continued use ofthe services constitutes your acceptance of this privacy policy and any changesto it. 

In this privacy policy, you will learn:
How we collect data
Why we collect this data
What data we collect
Who we share the data with
Where the data is stored
How we protect the data
Updates or changes to the privacy policy

The following is an overview of the data we may collect:
Non-identified and non-identifiable information that you provide during the registration process or that is     collected through your use of our services ("non-personal data"). Non-personal information does not identify who it was collected from. Non-personal information that we collect consists primarily of technical and summarized user information.

Individually identifiable information, which is any information that can be used to identify you or could be used to identify you with reasonable effort ("personal data"). Personally identifying information we collect through our services may include information requested from time to time, such as names, email addresses, addresses, phone numbers, and more. When we combine personal data with non-personal data, as long as it is in combination, we will treat it as personal data.

‍1. How do we collectdata?
‍Below are the main methods we use to collect data: We collect data when you use our services. So, when you visit our digital assets and use services, we may collect, record and store usage, sessions and related information. We may collect data from third-party sources, as described below. We collect data that you provide to us when     you sign in to our services through a third-party provider such as     Facebook or Google.

‍2. Why do we collectthis data?
‍We may use your data for the following purposes: to provide and operate our services to develop, customize and improve our services to respond to your feedback, inquiries and requests and to provide assistance to analyze request and user patterns for other internal, statistical and research purposes to improve our data security and fraud prevention capabilities to investigate violations and enforce our terms and policies and to comply with applicable law, regulation or governmental request to provide you with updates, news, promotional materials and other information related to our services. For promotional emails, you can choose whether you want to continue receiving them. If not, simply click on the unsubscribe link in these emails.

‍3. With whom do weshare this data?
‍We may share your informationwith our service providers to operate our services (e.g. storing data via third-party hosting services, providing technicalsupport, etc.).

We may also disclose your information in the following circumstances: (i) to investigate, detect, prevent, or take action regarding illegal activities or other misconduct; (ii) to establish or exercise our rights to defend ourselves; (iii) to protect our rights, property, or personal safety, or the safety of our users or the public; (iv) in the event of a change of control of us or any ofour affiliates (by way of merger, acquisition or purchase of (substantially) all of the assets, et al.a.); (v) to collect, maintain and/ or manage your information through authorized third party vendors (e.g., cloud service providers) as appropriate for business purposes; (vi) to work with third party vendors to improve your user experience. For the avoidance of doubt, please note that we may transfer or share non-personally identifiable information with third parties or otherwise use it in our sole discretion. 

Please note that our services allow social interactions (e.g., posting content, information, and comments publicly and chatting with other users). Please beadvised that any content or data you provide in these areas may be read, collected and used by others. We discourage posting or sharing information that you do not wish to make public. If you upload content to our digital assets orotherwise make it available aspart of your use of a service, you do so at your own risk. We cannot control the actions of other users or members of the public with access to your data or content. You acknowledge and hereby agree thatcopies of your data may remain accessible even after it has been deleted fromcached and archived pages or after a third party has made a copy/ stored your content.

‍4. Cookies and similar Technologies
‍When you visit or access our services, we authorize third parties to use web beacons, cookies, pixel tags, scripts, and other technologies and analytics services ("tracking technologies"). These tracking technologies may allow third parties to automatically collect your information to improve the navigation experience on our digital assets, optimize their performance and providea tailored user experience, and for security and fraud prevention purposes.

We may provide advertisements through our services and our digital assets (including websites and applications that use our services) that may also be tailored to you, such as ads based on your recent website, device, or browser browsing behavior.

To provide these advertisements to you, we may use cookies and/ or JavaScript and/ or web beacons (including translucent GIFs) and/ or HTML5 Local Storage and/ or other technologies. We may also use third parties, such as network advertisers (i.e. third parties that display ads based on your website visits) to serve targeted ads. Third-party add providers, advertisers, sponsors, and/ or website traffic measurement services may also use cookies and/ or JavaScript and/ or web beacons (including translucent GIFs) and/ or Flash cookies and/ or other technologies to measure the effectiveness of their ads and customize advertising content for you. These third-party cookies and other technologies are governed by the specific privacy policy of the relevant third-partyprovider and not this one.

‍5. How long will the data be retained?
‍Please note that we will retain the collected data for as long as necessary to provide our services, to comply with our legal and contractual obligations to you, to resolve disputes and to enforce our agreements. We may correct, amend or delete inaccurate or incomplete data at any time at our sole discretion.

‍6. How do we protect the data?
‍The hosting service for our digital assets provides us with the online platform through which we can offer you our services. Your data may be stored via our hosting provider's data storage, data bases and general applications. It stores your data on secure servers behind a firewall and it provides secure HTTPS access to most areas of its services. 

All payment options offered by us and our hosting provider for our digital assets adhere to the PCI Security Standards Council's PCI-DSS (Credit CardIndustry Data Security Standard) regulations. This is the collaboration of brands such as Visa, MasterCard, American Express, and Discover. PCI-DSS requirements help ensure the secure handling of credit card data (including physical, electronic, and procedural measures) by our store and serviceproviders. 

Notwithstanding the measures and efforts taken by us and our hosting provider, we cannot and do not guarantee absolute protection and security of the data you upload, post or otherwise share with us or others. For this reason, we ask that you establish strong passwords and, whenever possible, do not provide us or others with confidential information that you believe could cause you significant or lasting harm if disclosed. In addition, because e-mail and instant messaging are not considered secure forms of communication, we ask that you do not share confidential information through either of these communication channels.

‍We will only use your personal data for the purposes set out in the privacy policy and only if we are satisfied that:
the use of your personal data is necessary to    
- perform or enter into a contract (for example, to provide you with the services themselves or customer service or technical support)
- the use of your personal data is necessary to comply with relevant legal or regulatory obligations the use of your personal data is necessary to support our legitimate business interests (provided that at all times this     is done in a way that is proportionate and respects your data protection rights)

‍7. As an EU resident, you may:
- request confirmation as to whether or not personal data concerning you is being processed and request access to your stored personal data and certain additional information request to receive personal data that you have provided to us in a structured, commonly used and machine-readable format object to the processing of your personal data by us.
- request the correction of your personal data stored by us request the restriction of the processing of     your personal data file a complaint with a supervisory authority.

Pleasenote, however, that these rights are not unlimited and may be subject to our own legitimate interests and regulatory requirements. If you have general questions about the personal data we collect and how we use it, please contactus as indicated below.

In the course of providing the services, we may transfer data across borders to affiliates or other third parties and from your country/ jurisdiction to othercountries/ jurisdictions around the world. By using the services, you consent to the transfer of your data outside the EEA.

If you are located in the EEA, your personal data will only be transferred tolocations outside the EEA if we are satisfied that there is an adequate orcomparable level of protection for personal data. We will take appropriatesteps to ensure that we have adequate contractual arrangements with our thirdparties to ensure that appropriate safe guards are in place so that the risk ofunlawful use, alteration, deletion, loss or theft of your personal data isminimized and that such third parties act at all times in accordance with applicable laws.

‍Rights under California Consumer Protection Law
‍If you use the services as a California resident, then you may be entitled underthe California Consumer Privacy Act ("CCPA") to request access to and deletion of your information. To exercise your right to access and delete yourinformation, please see below for how to contact us. We do not sell users' personally identifiable information for the intent and purposes of the CCPA. Users of the Services who are California residents and under the age of 18 may request and obtain deletion of their posted content by emailing us at the address provided in the "Contact Us" section below. These requests must all be marked "California Removal Request." All requests must includea description of the content you wish to have removed and sufficient information to help us locate the material. We will not accept notices that are not marked or properly submitted, and we may not be able to respond if you do not provide sufficient information. Please note that your request does notensure that the material will be completely or comprehensively deleted. For example, material posted by you may be republished or re-posted by other usersor third parties.

‍8. Updates or Change sto the Privacy Policy
‍We may revise this privacy policy from time to time in our sole discretion, andthe version posted on the site will always be current (see the " status" statement). We encourage you to review this privacy policy periodically for changes. In the event of material changes, we will post a notice to that effect on our website. Your continued use of the services after we have postednotice of changes on our website will constitute your acknowledgement and consent to the changes in the privacy policy and your agreement to be bound by the terms of those changes.

‍Status: 04.04.2023